Biller Bolt Terms and Conditions / End User License Agreement

Effective Date: July 11, 2026

These Terms and Conditions, which constitute an End User License Agreement ("Terms"), form a binding agreement between Biller Bolt, LLC ("Biller Bolt," "we," "us," or "our") and the merchant or business entity installing or using the Biller Bolt application ("you" or "Merchant") through the Clover App Market. Biller Bolt connects Clover point-of-sale terminals to QuickBooks Online to reconcile payments, sync invoices, generate payment links, and process ACH and credit card transactions (the "Service").

By clicking "install," "accept," or by accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not install or use the Service.

1. Eligibility and Account Registration

You must be an authorized Clover merchant and a lawfully operating business to use the Service. By accepting these Terms, you represent and warrant that: (a) the individual accepting these Terms on your behalf is at least 18 years of age; (b) such individual has the legal authority to bind the business on whose behalf the Service is installed; and (c) all registration and account information you provide is true, accurate, and complete, and you will promptly update it if it changes. Biller Bolt reserves the right to refuse or suspend access to the Service if any information provided is false, misleading, or incomplete.

2. License Grant

Subject to your compliance with these Terms, Biller Bolt grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your own internal business purposes in connection with your Clover hardware (including Clover Go, Clover Duo, and Clover Gateway) and your QuickBooks Online account. All rights not expressly granted are reserved by Biller Bolt.

3. Third-Party Platforms

The Service operates as an integration with Clover Network, LLC ("Clover") and Intuit Inc.'s QuickBooks Online ("QuickBooks"). Your use of Clover and QuickBooks is governed by their respective terms of service, developer agreements, and privacy policies, which you are independently responsible for accepting and complying with. Biller Bolt is not responsible for outages, API changes, data errors, or service interruptions originating from Clover, QuickBooks, card networks, or ACH operators.

The Service is a value-added, third-party application layered on top of Clover's and QuickBooks' respective platforms and is provided "as is." Biller Bolt does not warrant, and is not responsible for, the availability, accuracy, security, or performance of the underlying Clover or QuickBooks platforms. If Clover or QuickBooks becomes unavailable, changes its functionality, or terminates Biller Bolt's access to its platform or APIs, Biller Bolt's sole obligation and your sole remedy will be to work in good faith toward restoring functionality where reasonably possible, or to terminate these Terms in accordance with Section 15.

4. Fees and Payment

Use of the Service is subject to the fees disclosed at installation or in your order form (which maybe online or had copy), billed through the Clover App Market or directly by Biller Bolt, as applicable. Fees are exclusive of any card network, interchange, ACH, or Clover processing fees, which are governed separately by your merchant processing agreement. Fees are non-refundable except as required by law or as expressly stated at the time of purchase. Fees may be changed or increased at the sole discretion of Biller Bolt with a 30 day notice by posting those fees on our website billerbolt.com

5. Surcharging and Cash Discount Compliance

The Service may allow you to apply credit card surcharges or cash-discount pricing. You, and not Biller Bolt, are solely responsible for determining whether surcharging or cash discounting is lawful in your jurisdiction, for setting compliant rates, for providing any required customer disclosures and signage, and for complying with card network rules (including Visa, Mastercard, Discover, and American Express requirements). Biller Bolt provides tools to support compliance but does not provide legal advice and makes no guarantee that any particular configuration is compliant with all applicable laws or card network rules.

6. Merchant Responsibilities

  • Maintaining accurate and current QuickBooks Online and Clover connection credentials.
  • Reviewing synced invoices, reconciliations, and payment link activity for accuracy.
  • Complying with applicable payment card industry (PCI DSS) requirements applicable to your business.
  • Ensuring you have obtained any consents required from your customers to send payment links via email or text message, and complying with applicable telemarketing, SMS, and email laws (including the TCPA and CAN-SPAM Act).
  • Not using the Service for any unlawful, fraudulent, or deceptive purpose.
  • Maintaining reasonable administrative, technical, and physical safeguards to protect your own systems, devices, and login credentials from unauthorized access, and limiting access to the Service to employees and agents who have a legitimate business need for it.
  • Notifying Biller Bolt immediately if you become aware of any unauthorized access to your account, any breach or suspected breach of your own systems that could affect data processed through the Service, or any loss or theft of login credentials, and cooperating in good faith with any resulting investigation.
  • Maintaining your own privacy policy and terms of use, where applicable, disclosing to your customers how their information is collected and used in connection with your business, including through the Service.

7. Data and Privacy

Biller Bolt's collection and use of information in connection with the Service is described in the Biller Bolt Privacy Policy, which is incorporated into these Terms by reference. You are responsible for maintaining any privacy notices required for your own collection of customer data through the Service.

8. Intellectual Property

The Service, including its software, design, and content, is owned by Biller Bolt or its licensors and is protected by intellectual property laws. You may not copy, modify, reverse engineer, decompile, sublicense, resell, or create derivative works of the Service except as expressly permitted by applicable law or these Terms.

9. Confidentiality

Each party (the "Receiving Party") that receives non-public information from the other party (the "Disclosing Party") in connection with these Terms agrees to use commercially reasonable efforts, at least as protective as those it applies to its own confidential information, to safeguard the Disclosing Party's non-public business, technical, financial, and operational information, including transaction data, integration credentials, pricing, and the terms of these Terms themselves ("Confidential Information").

Confidential Information does not include information that: (a) is or becomes publicly available through no fault of the Receiving Party; (b) was already lawfully in the Receiving Party's possession before disclosure; (c) is lawfully obtained from a third party without restriction; (d) is independently developed without use of the Disclosing Party's Confidential Information; or (e) must be disclosed under applicable law, regulation, or valid legal process, provided the Receiving Party gives prompt notice where legally permitted so the Disclosing Party may seek protective measures.

Each party may disclose Confidential Information to its employees, contractors, and professional advisors who have a need to know and are bound by confidentiality obligations at least as protective as those in this Section. Upon termination of these Terms, each party will, upon written request, return or destroy the other party's Confidential Information, except for copies retained solely for legal, archival, or regulatory compliance purposes. Each party acknowledges that unauthorized disclosure of Confidential Information may cause irreparable harm for which monetary damages would be an inadequate remedy, entitling the non-breaching party to seek injunctive relief in addition to any other available remedies.

10. Representations and Warranties

Each party represents and warrants to the other that: (a) it has the full power and legal right to enter into and perform its obligations under these Terms; (b) entering into these Terms does not violate any other agreement to which it is a party; and (c) these Terms constitute a legal, valid, and binding obligation enforceable against it in accordance with their terms. You further represent and warrant that all information you provide to Biller Bolt in connection with the Service is truthful and accurate, and that you have obtained all rights, consents, and permissions necessary to submit customer, invoice, and transaction data to the Service and to have such data synced with QuickBooks Online through the Service.

11. Relationship of the Parties

Biller Bolt and Merchant are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, franchise, or employment relationship between the parties. Neither party has the authority to bind the other or to make representations or commitments on the other's behalf.

12. Disclaimer of Warranties

The Service is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including without limitation implied warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation. Biller Bolt does not warrant that the Service will be free of errors in synchronization, reconciliation, or reporting, and you are responsible for independently verifying financial records.

13. Limitation of Liability

To the maximum extent permitted by law, Biller Bolt and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the Service. Biller Bolt's total aggregate liability for any claim arising out of or relating to these Terms or the Service shall not exceed the fees paid by you to Biller Bolt for the Service in the three (3) months preceding the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless Biller Bolt and its officers, employees, and affiliates from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, your violation of applicable law, or your surcharge/cash-discount practices.

15. Term and Termination

These Terms remain in effect until terminated. You may terminate by uninstalling the Service from the Clover App Market and disconnecting your QuickBooks Online integration. Biller Bolt may suspend or terminate your access at any time for breach of these Terms, non-payment, suspected fraud, or as required by Clover or Intuit. Upon termination, your license to use the Service ends immediately; provisions that by their nature should survive (including Sections 8, 9, 10, 12, 13, 14, and 18) will survive.

16. Changes to the Service and Terms

Biller Bolt may modify the Service or these Terms at any time. Material changes to these Terms will be communicated by posting an updated version with a new effective date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

17. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles.

18. Dispute Resolution and Binding Arbitration

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

Except for claims involving intellectual property, injunctive relief under Section 9 (Confidentiality), or indemnification claims under Section 14, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved exclusively by binding arbitration rather than in court, administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect. The arbitration shall be seated in Palm Beach County, Florida, unless the parties mutually agree to another location, and shall be conducted by a single arbitrator. This provision is governed by the Federal Arbitration Act, reflecting that these Terms involve a transaction in interstate commerce.

The arbitrator may not award relief greater than or inconsistent with what these Terms provide, and may not consolidate claims or preside over any form of class, collective, or representative proceeding. Any claims covered by this Section must be brought in the parties' individual capacity only. Administrative and arbitrator fees will be shared equally between the parties unless the arbitrator determines otherwise. The prevailing party in any arbitration under this Section shall be entitled to recover from the non-prevailing party its reasonable attorneys' fees, expert costs, and expenses incurred in connection with the arbitration, in addition to any other relief awarded. The arbitration proceedings and any award shall be kept confidential by both parties, except as necessary to enforce the award or as required by law. Judgment on the arbitration award may be entered in any court of competent jurisdiction. Any claim subject to this Section must be brought within one (1) year of the date the claim arose, or it will be permanently barred.

If this arbitration provision is found unenforceable for any reason, the parties agree that any litigation shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and each party waives, to the fullest extent permitted by law, any right to a jury trial and any right to proceed on a class, collective, or representative basis. In any such litigation, as well as in any other legal action arising out of or relating to these Terms, the prevailing party shall be entitled to recover its reasonable attorneys' fees and costs from the non-prevailing party, in addition to any other relief to which it may be entitled.

19. Notices

Notices to Merchant will be sent electronically to the email address associated with your Clover or QuickBooks Online account and will be deemed given when sent. Notices to Biller Bolt must be sent to legal@billerbolt.com, with a copy by mail to Biller Bolt, LLC, 1654 Calle Tulipan, Ste 100, San Juan, PR 00927, and will be deemed given upon receipt, or three (3) business days after mailing by certified or registered mail.

20. Electronic Signatures

You agree that clicking "install," "accept," or a similar button, or otherwise electronically indicating assent to these Terms, constitutes a valid electronic signature and creates a binding agreement to the same extent as a handwritten signature, to the fullest extent permitted by the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN) and applicable state law.

21. Miscellaneous

  • Entire Agreement: These Terms, together with the Privacy Policy and any order forms, constitute the entire agreement between you and Biller Bolt regarding the Service.
  • Severability: If any provision is held unenforceable, the remaining provisions remain in full force and effect.
  • Assignment: You may not assign these Terms without Biller Bolt's prior written consent; Biller Bolt may assign these Terms in connection with a merger, acquisition, or sale of assets.
  • No Waiver: Failure to enforce any provision is not a waiver of that provision.
  • Force Majeure: Biller Bolt is not liable for delays or failures caused by events beyond its reasonable control, including outages of Clover or QuickBooks infrastructure.

22. Contact Us

Biller Bolt, LLC
Email: legal@billerbolt.com
Address: 1654 Calle Tulipan, Ste 100, San Juan, PR 00927