Effective Date: July 11, 2026
This Privacy Policy ("Policy") describes how Biller Bolt, LLC ("Biller Bolt," "we," "us," or "our") collects, uses, discloses, and safeguards information in connection with the Biller Bolt application (the "App"), which integrates Clover point-of-sale ("Clover") terminals with QuickBooks Online to reconcile payments, sync invoices, generate payment links, and process ACH and credit card transactions. This Policy applies to merchants who install the App ("Merchants," "you") and, where applicable, to end customers of those Merchants whose payment information passes through the App.
By installing, accessing, or using the App, you agree to the collection and use of information as described in this Policy. If you do not agree, do not install or use the App.
Card and ACH bank account details entered by customers are transmitted directly to Clover's payment processing infrastructure and applicable payment networks. Biller Bolt does not store full payment card numbers, card verification codes, or complete bank account numbers on its own servers. Where any tokenized or truncated payment identifiers are retained to support reconciliation, they are stored in accordance with applicable Payment Card Industry Data Security Standard (PCI DSS) requirements.
We do not sell personal information. We share information only as follows:
We use administrative, technical, and physical safeguards designed to protect information from unauthorized access, alteration, disclosure, or destruction, including encryption in transit, access controls, and reliance on Clover's and Intuit's respective PCI-compliant and SOC-audited infrastructure for payment and accounting data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain transaction, invoice, and account information for as long as reasonably necessary to provide the App, comply with tax and financial recordkeeping obligations, resolve disputes, and enforce our agreements. Retention periods for underlying payment data are also governed by Clover's and Intuit's respective retention policies.
The App is intended for business use by Merchants and is not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
Biller Bolt is based in the United States. If you access the App from outside the United States, your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate.
The App integrates with Clover and QuickBooks Online, each of which maintains its own privacy policy governing its handling of your data. We encourage you to review Clover's and Intuit's privacy policies in addition to this one.
We may update this Policy from time to time. Material changes will be communicated by posting the updated Policy with a new effective date and, where appropriate, by direct notice. Continued use of the App after changes take effect constitutes acceptance of the revised Policy.
Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.
Except for claims involving intellectual property or injunctive relief to prevent unauthorized use or disclosure of confidential or personal information, any dispute, claim, or controversy arising out of or relating to this Policy or our handling of your information shall be resolved exclusively by binding arbitration rather than in court, administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect. The arbitration shall be seated in Palm Beach County, Florida, unless the parties mutually agree to another location, and shall be conducted by a single arbitrator. This provision is governed by the Federal Arbitration Act, reflecting that this Policy involves a transaction in interstate commerce.
The arbitrator may not consolidate claims or preside over any form of class, collective, or representative proceeding, and any claims covered by this Section must be brought in the parties' individual capacity only. Administrative and arbitrator fees will be shared equally between the parties unless the arbitrator determines otherwise. The prevailing party in any arbitration under this Section shall be entitled to recover from the non-prevailing party its reasonable attorneys' fees, expert costs, and expenses incurred in connection with the arbitration, in addition to any other relief awarded. Judgment on the arbitration award may be entered in any court of competent jurisdiction.
If this arbitration provision is found unenforceable for any reason, the parties agree that any litigation shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and each party waives, to the fullest extent permitted by law, any right to a jury trial and any right to proceed on a class, collective, or representative basis. In any such litigation, as well as in any other legal action arising out of or relating to this Policy, the prevailing party shall be entitled to recover its reasonable attorneys' fees and costs from the non-prevailing party, in addition to any other relief to which it may be entitled.
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Venue for any action not subject to arbitration under Section 11 shall lie exclusively in the state or federal courts located in Palm Beach County, Florida, and each party consents to personal jurisdiction there.
Questions or requests regarding this Privacy Policy may be directed to:
Biller Bolt, LLC